New Zealand at a glance
| Entry | NZeTA + IVL · Up to 3 months per visit |
|---|---|
| Retiree visa | Investor only · Parent Retirement Resident |
| Direct deposit | Yes · VA international list |
| Time zone | UTC+12 · Currency: NZ dollar |
| Cost of living | Roughly USD 2,600–3,400 a month. |
| Money · language · time | New Zealand dollar (NZD) · English and Māori · UTC+12 (summer UTC+13) |
Entering New Zealand
U.S. citizens need an NZeTA before travel: NZD 23 online (a little less in the official app), plus the NZD 100 International Visitor Conservation and Tourism Levy. Visits are usually up to 3 months.
Long-stay and retirement visas
- No general retirement visa. The Temporary Retirement Visitor visa (age 66+) needs large investments and funds, and doesn't lead to residence.
- Parent Retirement Resident visa needs a New Zealand citizen or resident adult child plus a large investment and income.
- Partner visas for partners of New Zealanders.
VA care and benefits in New Zealand
No VA medical facility. FMP reimbursement. VA doesn't list an FMP toll-free number for New Zealand. Check SSA's Service Around the World page for the Federal Benefits Unit that serves New Zealand. New Zealand is on VA's international direct deposit list.
Vets in New Zealand are already in the group
Ask about visas, hospitals and FMP claims from people who've done it there.
Healthcare
Good public system for residents. Visitors and temporary visa holders need private insurance. Accident cover (ACC) applies to everyone, including visitors.
Where veterans live
- Auckland: Largest city, U.S. consulate.
- Wellington: Capital, embassy.
- Christchurch: South Island hub, U.S. Antarctic program base.
- Tauranga / Bay of Plenty: Beaches and sunshine.
Cost of living and property
Roughly USD 2,600–3,400 a month. Costs vary a lot by city and lifestyle, and health insurance is extra.
Most non-residents are banned from buying existing homes under the Overseas Investment Act.
Watch out for
State Department advisory: Level 1, exercise normal precautions. Earthquakes, high housing costs, and few realistic long-stay options for retirees.
Veteran organizations
None confirmed. See all veteran organizations abroad.
Common questions
Do Americans need an NZeTA?
Yes. Get it before you fly and pay the NZD 100 visitor levy at the same time.
Can I retire in New Zealand?
Only through limited investor routes or as the parent of a New Zealander. There's no general retirement visa.
Last reviewed November 2026. See something out of date? Tell us.
