FAQ

Questions veterans ask about living overseas

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Questions veterans ask about living overseas (photo: unsplash)
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FAQ

About the community

What does OCONUS mean?

OCONUS means Outside the Continental United States. OCONUS Veterans is for U.S. veterans living overseas.

Is OCONUS Veterans free?

Yes. The community and its core courses are free. Optional paid tiers are Battle Buddy at $9/month or $90/year, and Next Mission at $29/month or $290/year. Yearly plans include two months free.

Do I need to prove I'm a veteran to join?

No paperwork is required, but stolen valor gets you removed and banned.

Which branches are welcome?

Every branch and era: Army, Marine Corps, Navy, Air Force, Space Force, Coast Guard, Guard and Reserve. Army gets a little extra love because the founder is an Army vet.

Can my spouse or family join?

Yes. Spouses and family have their own group, OCONUS Spouses & Family.

How do I find meetups?

Join free and open Events & Meetups in the community. If nothing is listed in your city, you can host one.

Is OCONUS Veterans part of the VA?

No. We're an independent community. We link to official VA and government sources but don't speak for them.

Why does my card statement say One Big Media Company?

OCONUS Veterans is owned and operated by One Big Media Company, LLC, a veteran-owned business. Battle Buddy and Next Mission, monthly or yearly, are billed through Stripe by One Big Media Company, LLC, so that is the name you will see on your card statement.

How do I get the newsletter?

Sign up on the newsletter page or in the footer of any page. It's one email a month.

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FAQ

VA healthcare abroad

Is there a VA hospital overseas?

No. The only VA facility outside the U.S. is the VA Manila Outpatient Clinic in the Philippines. Elsewhere, VA pays for service-connected care through the Foreign Medical Program.

What does the Foreign Medical Program cover?

Medically necessary care for VA-rated service-connected conditions, anywhere outside the U.S. Non-service-connected care isn't covered.

Where do I mail FMP claims?

VHA Office of Integrated Veteran Care, Foreign Medical Program, PO Box 200, Spring City, PA 19475. You can also file online. The deadline is 2 years from the date of care.

Does Medicare work overseas?

Generally no. TRICARE For Life users must still keep Medicare Part B to stay eligible.

Does 988 work from overseas?

No. Use your region's Veterans Crisis Line number. Europe +1 844-702-5495, Asia-Pacific +1 844-702-5493, Latin America +1 866-989-9599.

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FAQ

Claims and payments

Can I file a VA claim while living overseas?

Yes. File online at VA.gov or by mail. The Pittsburgh Regional Office handles claims for most veterans abroad; Manila handles Philippine compensation claims.

Who do I call about my claim from abroad?

The Pittsburgh Regional Office overseas line is +1 412-395-6272. From a U.S. number, 1-800-827-1000.

Can VA pay into a foreign bank account?

In 30 countries, yes. Call +1 918-781-7550 to set it up. Elsewhere, keep a U.S. account.

How do C&P exams work abroad?

VA schedules exams near you, often through a contract examiner. If none exists, a local doctor may complete a Disability Benefits Questionnaire.

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FAQ

Military retirees

Is there a section for military retirees?

Yes. Retirees have their own channel in the community and a retirees guide covering TRICARE, base access, Space-A, CRDP and CRSC.

Do military retirees have SOFA status overseas?

No. Retirees living abroad generally don't have SOFA status, which limits base privileges.

Can I fly Space-A from overseas?

Retirees fly in Category VI, including to and between overseas locations.

Can I get both retired pay and VA compensation?

With 20+ years and a 50%+ VA rating, CRDP generally lets you receive both. CRSC covers combat-related disabilities.

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FAQ

Southeast Asia

Is there a VA hospital in the Philippines?

There is a VA outpatient clinic, not a hospital. The VA Manila Outpatient Clinic in Pasay City is the only VA facility outside the United States. Inpatient care for service-connected conditions is covered through the Foreign Medical Program.

What visa do retired veterans use in the Philippines?

Most use the SRRV retiree visa from the Philippine Retirement Authority, or the 13(a) visa if married to a Filipino citizen.

Can I get VA disability paid in the Philippines?

Yes. VA compensation is payable abroad, and the Philippines is on VA's international direct deposit list.

Is there a VA clinic in Pattaya?

No. There is no VA-operated clinic anywhere in Thailand. Pattaya has private providers that work with the VA Foreign Medical Program, including Bangkok Hospital Pattaya and a private veterans clinic that opened in 2026.

How long can Americans stay in Thailand without a visa?

30 days since September 15, 2026, reduced from 60 days. Confirm on the official Thai e-Visa site before travel.

What is the Thailand retirement visa for veterans?

The Non-O retirement extension (age 50+) with 800,000 THB in the bank or 65,000 THB monthly income, or the O-A, which also requires health insurance.

Does Vietnam have a retirement visa?

No. Most veterans living in Vietnam rotate 90-day e-visas or use a family visa through a Vietnamese spouse.

Can veterans use VA benefits in Vietnam?

VA compensation can be paid abroad, and service-connected care is reimbursed through the Foreign Medical Program.

Can veterans retire in Cambodia?

Yes. The ER retirement extension can be renewed for up to 12 months at a time, usually for those 55 and older with proof of retirement.

Is there a VFW post in Cambodia?

Yes. VFW Post 11575 (Mayaguez Memorial) meets in Phnom Penh.

How long can Americans stay in Malaysia?

90 days visa-free. You must complete the MDAC arrival card before travel.

What is MM2H?

Malaysia My Second Home, a long-stay residence program with tiered deposit and property requirements.

Can U.S. veterans retire in Bali?

Yes, with a retirement KITAS, usually for those 55 and over with proof of pension and health insurance.

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FAQ

Latin America

Does a military pension qualify for Mexican residency?

Pension income counts toward Mexico's economic solvency test. A DFAS retiree statement is the usual proof. Confirm the current amount with your consulate.

Is there an American Legion in Mexico?

Yes. The Department of Latin America has posts at Lake Chapala, Ajijic, Puerto Vallarta, Banderas Bay and Mexico City.

How much income do I need to retire in Costa Rica?

The pensionado category requires a lifetime pension of at least USD 1,000 a month.

Is there a VA phone line in Costa Rica?

The VA Foreign Medical Program has an in-country toll-free number: 0800-013-0759.

Can I use my military retirement for Panama's Pensionado visa?

Yes. Panama accepts lifetime government pensions of at least USD 1,000 a month.

Is there VA fraud in Panama?

In 2025 VA suspended about 50 Panama providers over Foreign Medical Program fraud. Check VA's FMP alerts before choosing a provider.

What pension do I need to retire in Colombia?

At least 3 times the Colombian monthly minimum wage, roughly USD 1,300–1,400 a month in 2026.

Does Ecuador accept military pensions for residency?

Yes. The jubilado visa accepts foreign pensions of at least 3 times the basic wage, about USD 1,446 a month in 2026.

What does the Dominican Republic require for retirement residency?

A pension of at least USD 1,500 a month under Law 171-07, plus USD 250 per dependent.

Is there an English-speaking country in Central America for retirees?

Belize. Its QRP program requires USD 2,000 a month in pension or annuity income.

How much income do I need to retire in Guatemala?

The figure most often cited for 2026 is USD 1,250 a month for the rentista or pensionado category, plus USD 300 per dependent. Confirm the current amount with IGM or a Guatemalan consulate.

Is there an American Legion post in Guatemala?

Yes. The American Legion's Department of Latin America lists Guatemala among its countries, and a post has been reported in Antigua. Contact the department to confirm.

Can I travel to Honduras or El Salvador on the same entry?

Yes, but the 90-day CA-4 limit covers all four countries combined, so time in El Salvador, Honduras or Nicaragua counts against it.

Can veterans retire on Roatán?

Yes. Most use the pensionado residency, which requires a lifetime pension of at least USD 1,500 a month. Military retired pay qualifies.

Is healthcare good on Roatán?

It covers routine care, but serious cases go to San Pedro Sula or the U.S. Medical evacuation insurance is strongly advised.

Can foreigners buy beachfront on Roatán?

Yes, in declared tourism zones, with approval and size limits. Use an independent lawyer, because title fraud is a known problem.

What currency does El Salvador use?

The U.S. dollar. Bitcoin is still recognized, but businesses no longer have to accept it.

Is El Salvador safe for retirees now?

The State Department rates it Level 1, the lowest level. Know that a state of exception remains in effect, so carry ID and follow police instructions.

How much income do I need for residency?

Guides cite roughly USD 1,100 to 1,500 a month depending on the category, and the rules changed in March 2026. Confirm with the DGME or a consulate.

Is Nicaragua's pensionado program still available?

The old Law 694 incentives may no longer apply. Several 2026 sources say the law was repealed in 2024. Retiree residency now runs through general temporary residency. Confirm with a Nicaraguan consulate.

Is it safe for U.S. veterans to live in Nicaragua?

The State Department rates it Level 3 and warns of arbitrary detention and entry denials. Many long-time expats have left. If you go, stay out of politics and register with STEP.

How much pension do I need for Argentine residency?

At least 5 times Argentina's minimum monthly wage. Because the wage is adjusted often, confirm the current peso amount with Migraciones or a consulate.

Is there a Social Security office in Argentina?

Yes. The Federal Benefits Unit at the U.S. Embassy in Buenos Aires handles Social Security questions for Argentina and nearby countries.

Can I use VA health benefits in Argentina?

Only for service-connected conditions, through the Foreign Medical Program. Most retirees also buy a local prepaid health plan.

What income do I need to retire in Chile?

Chile does not publish a fixed minimum. You need a regular pension or passive income that covers basic needs, documented with an apostilled certificate. Ask the consulate what they expect to see.

Can I apply for Chilean residency after I arrive?

No. SERMIG says the retiree and rentista permit is applied for from outside Chile through its online portal.

Where do I go for Social Security questions in Chile?

The Federal Benefits Unit at the U.S. Embassy in Buenos Aires covers Chile.

Do U.S. citizens need a visa for Brazil?

Yes. Since April 10, 2025, Americans need an e-Visa, applied for online through the official VFS portal. It costs USD 80.90 and allows stays of up to 90 days per visit.

What does Brazil's retirement visa require?

The VITEM XIV requires proof of at least USD 2,000 a month in pension income that can be transferred to Brazil, plus a background check and health insurance.

Can foreigners use Brazil's public health system?

Yes. The SUS is open to everyone in Brazil, but most expats also carry a private plan for shorter waits.

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FAQ

Europe

Can military retirees use the commissary in Germany?

Yes, with a retiree ID and a German customs Pink Card, for non-rationed items. Rules come from the host-nation agreement.

Is there a VA office in Germany?

There's no VA clinic. VA staff are at Landstuhl (Benefits Delivery at Discharge) and an Overseas Military Services Coordinator is based in Wiesbaden.

What visa do U.S. retirees use in Italy?

The Elective Residence Visa, which requires passive income (consulates use about EUR 31,000 a year for one person) and housing in Italy.

How much income do I need for Spain's Non-Lucrative Visa?

EUR 2,400 a month (EUR 28,800 a year) for the main applicant, plus EUR 600 a month per dependent.

What is Portugal's D7 visa income requirement?

At least the Portuguese minimum wage, EUR 920 a month in 2026, plus 50% for a spouse and 30% per child.

Does the UK have a retirement visa?

No. Americans usually move on a family visa through a British spouse or partner, or on a work visa.

Does Greece have a retirement visa?

Not by that name. Retirees use the Financially Independent Person (FIP) permit, which needs steady passive income and private health insurance. Income figures differ between sources, so confirm with the Greek consulate.

Can I use the base at Souda Bay as a retiree?

Retiree access depends on U.S.-Greek agreements and the installation commander. Contact NSA Souda Bay's Pass and ID office before you plan around it.

Where do I get Social Security help in Greece?

The Federal Benefits Unit at the U.S. Embassy in Athens.

Is Ireland part of Schengen?

No. Ireland is in the EU but runs its own border. Time in Ireland doesn't use up your Schengen 90 days.

How much income do I need to retire in Ireland?

Ireland has used EUR 50,000 a year per person for Stamp 0, plus emergency savings and private health insurance. Confirm current figures with Irish Immigration before applying.

Can I get my VA payments into an Irish bank?

Yes. Ireland is on VA's international direct deposit list.

What visa do American retirees use in France?

The long-stay visitor visa (VLS-TS visiteur). You show steady income, housing and health insurance, and agree not to work.

Can I join French public healthcare?

Usually after 3 months of stable residence, through PUMa. Many retirees add a mutuelle for co-pays.

Can a U.S. retiree live in Czechia?

Yes, usually on a long-term visa for other purposes and then a long-term residence permit. Expect to prove income, housing and private health insurance.

Where is Social Security help for Czechia?

SSA lists the Federal Benefits Unit at the U.S. Embassy in Warsaw, Poland.

Is Croatia in Schengen?

Yes, since January 2023. Your days in Croatia count toward the 90 in any 180.

Can I buy a house in Croatia?

Yes. U.S. citizens can buy residential property with Ministry of Justice approval, but not agricultural land.

Do Americans need a visa for Turkey?

No, not for visits of up to 90 days in any 180. For longer stays, apply for a residence permit inside Turkey through e-ikamet.

Can veterans use Incirlik Air Base?

Access depends on SOFA status, ID category and base policy. Retirees living locally without a base job usually don't have routine access. Contact the base Pass and ID office.

Can I buy a home in Turkey?

Yes, outside military and security zones. Use a licensed lawyer and check the title deed (tapu).

Can I retire in the Netherlands on a pension?

Not on its own. There's no retirement visa. Americans usually move through a Dutch partner or the DAFT self-employed route.

Can VA deposit my benefits in a Dutch bank?

Yes. The Netherlands is on VA's international direct deposit list.

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FAQ

East Asia

Can a U.S. veteran retire in Japan?

Japan has no retirement visa. Most veterans living there have a Japanese spouse visa, a work visa or SOFA status through a base job.

Do Americans need a K-ETA for Korea?

U.S. citizens are exempt through December 31, 2026. Check whether the exemption is extended before traveling in 2027.

Is there VA help in Korea?

Yes. VA staff at Camp Humphreys include a Benefits Delivery at Discharge office and an Overseas Military Services Coordinator.

Can a U.S. veteran retire in Taiwan?

There's no retirement visa. Most long-stay Americans are married to a Taiwanese citizen, working, or hold an Employment Gold Card.

How long can I visit Taiwan without a visa?

Up to 90 days. Complete the online Taiwan Arrival Card before you fly.

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FAQ

Pacific, Middle East & Africa

Does Australia have a retirement visa?

Not for new applicants. The old retirement visas are closed. Long stays usually need a partner, parent or work visa.

Is there a VA phone line in Australia?

Yes. The Foreign Medical Program toll-free number in Australia is 1-800-354 965.

Can VA pay my benefits into an Australian bank?

Yes. Australia is on VA's international direct deposit list.

Do Americans need an NZeTA?

Yes. Get it before you fly and pay the NZD 100 visitor levy at the same time.

Can I retire in New Zealand?

Only through limited investor routes or as the parent of a New Zealander. There's no general retirement visa.

How old do I have to be for the UAE retirement visa?

55 or older. You also need savings, property or income at the required level and UAE health insurance.

Is it safe to move to the UAE right now?

The State Department raised the UAE to Level 3, reconsider travel, in October 2026. Read the current advisory before deciding.

Do Americans need an ETA-IL?

Yes. Apply on the official site before you fly. It costs NIS 25 and lasts up to 2 years.

Can VA pay benefits into an Israeli bank?

Yes. Israel is on VA's international direct deposit list.

Where do I get Social Security help in Israel?

The Federal Benefits Unit in Jerusalem.

Do Americans need a visa for Morocco?

No, not for stays of up to 90 days.

How do I stay longer in Morocco?

Apply for a residence card (carte de séjour) at the local police foreigners' office. Requirements vary by city, so confirm with them.

Do Americans need a visa for Kenya?

You need an eTA, approved online before you fly. Use only the official etakenya.go.ke site.

Can I retire in Kenya?

Yes, through a Class K residence permit for people with steady pension or independent income. Confirm the income rule with Kenyan immigration.

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Last reviewed November 2026.

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